The Digital Credit Management System (DCMS) is an automated, rule-based credit origination solution that streamlines processess across multiple channels, including outsourced agencies, credit underwriting, and approvals via web-based PCs and mobile tablets.

This centralised platform offers a complete credit management solution with a unified view of each customer's portfolio. By integrating automation and centralisation, DCMS enables banks to enhance customer satisfaction, improve productivity, and reduce costs - delivering seamless and efficient credit management.

The Digital Collection and Recovery System (DCRS) is a web-based, rules-driven solution that offers a 360° view of delinquent borrowers, enabling banks to manage delinquencies comprehensively. DCRS simplifies the complexities of collections by equipping the bank with diverse tools to implement strategic, tailored approaches - turning collection into efficient and prioritised process. Its collection module is designed to maximise speed and focus, ensuring swift action on accounts.